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About Us

We as a credit repair company have certain privileges that allow us to provide credit repair services to consumers. Here are some of the common privileges that we have:

  1. Access to credit reports: We have access to consumer credit reports, which allow us to identify errors or inaccuracies on the report that may be negatively impacting the consumer's credit score.

  2. Dispute processing: We have the ability to dispute inaccuracies or errors on a consumer's credit report with the credit bureaus and other creditors.

  3. Legal knowledge: We have legal expertise and can provide legal advice or representation to consumers in credit-related matters.

  4. Industry knowledge: We have knowledge of the credit industry, including how credit scoring works, how credit reports are generated, and how creditors report information to the credit bureaus.

  5. Communication skills: We are skilled in communicating with creditors, credit bureaus, and other parties involved in the credit repair process on behalf of the consumer.

It's important to note that our company are regulated by federal and state laws, and there are restrictions on what they can and cannot do. For example, we cannot make false claims or guarantees, charge upfront fees, or advise consumers to dispute accurate information on their credit report. Consumers should research credit repair companies thoroughly and be cautious of any company that promises quick fixes or guaranteed results.

01

CROA

02

NACSO

03

FCRA

The CROA is a federal law that regulates credit repair organizations. Credit repair companies can obtain CROA certification to demonstrate their compliance with the law and ethical standards.

NACSO is a trade association for credit repair organizations. Credit repair companies can obtain NACSO certification to demonstrate their commitment to ethical practices and industry standards.

The FCRA is a federal law that regulates how consumer credit information is collected, used, and shared. Credit repair companies can obtain FCRA certification to demonstrate their understanding of the law and compliance with its provisions.

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©2023 

Questions?Contact Us
Any Time

The Credit Doctor

thecreditdoctorla@gmail.com

Tel: 707-777-7077

5940 1/2 Laurel Canyon Blvd

Valley Village, CA 91607

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